Disability Insurance

Disability insurance is a precautionary measure designed to replace your income if you ever become incapable of earning it due to injury or sickness.  Medical costs are just a part of the financial burden that arises from an unforeseen disability.  The effort to pay bills to keep your home, car, and other assets can be a serious struggle without your normal income stream.  Disability insurance provides financial aid during this difficult period of recovery from an injury or illness.  The amount of money you will receive varies across policies, but usually amounts to approximately half of normal gross income, tax-free.