Homeowners Insurance

Homeowners insurance provides property and liability coverage to protect your home and detached structures such as a garage or shed.  In addition, the policy guards contents in the home and personal belongings.  Coverage also extends protection to you and your family against a claim if someone or their property is impaired while at your home.

Renters insurance protects personal belongings and personal liability.  While the landlord’s policy may insure the building and his possessions, a Renters policy is a way to guard your valuable assets against damage from fire, theft, or vandalism.  The personal liability clause shields against a lawsuit if someone or their property is impaired while at your apartment